Monthly fee is not really acceptable by many consumers.
Some IP cameras can store on your cellphones instead of cloud-based storage.
Then you can also buy a SD card for storing videos.
You can ask for more details and then choose one.
Contact Ebay supplier or Hikvision https://www.facebook.com/hikvisionusainc/
Offer your item model and issue details to them.
They will offer after-sale service I guess.